Farm insurance
Agritourism and farm stands
Inviting the public onto the farm changes the liability picture.
- Hayrides and wagon rides
- Corn mazes and pumpkin patches
- U-pick fields
- Farm stays and weddings
- Petting zoos and animal contact
Ask your agent how each activity is covered.
Frequently asked questions
Does my farm policy cover agritourism?
Often not without an endorsement or separate policy.
Do states protect agritourism operators?
Several states have agritourism liability laws; requirements vary.
Is a roadside stand covered?
Disclose it; product and premises exposures apply.
More coverage and guides
- The farmowners policy
- Farm liability
- Farm equipment and machinery
- Barns and outbuildings
- Livestock coverage
- Farm trucks and vehicles
- A farm year, season by season
- Agritourism and farm stands
- Crop insurance basics
- What affects farm insurance cost
- Farm application checklist
Last updated October 15, 2026 · How we research