Arizona Farm Insurance: Farm Economy, Wages & Market Towns

Farms in Arizona lean on a network of businesses: 193 agricultural support firms and 104 farm supply wholesalers with paid staff in 2023, per the Census Bureau. BLS counted 7,110 crop farmworkers on Arizona payrolls in May 2025, a figure that leaves out farm owners and family labor.

Arizona farm economy figures

Statistic	Arizona
Agricultural and forestry support businesses	193
Agricultural and forestry support businesses: employees	1,937
Farm supply merchant wholesalers	104
Farm supply merchant wholesalers: employees	1,252
Nursery, garden center, and farm supply stores	203
Nursery, garden center, and farm supply stores: employees	2,694
All employer establishments	162,845
Crop, nursery, and greenhouse farmworkers (BLS, May 2025)	7,110
Median wage, crop farmworkers	$35,080
Livestock farmworkers	650
Median wage, livestock farmworkers	$35,160
Agricultural equipment operators	730
Median wage, equipment operators	$36,600
Single-family share of housing (ACS)	69%

Census CBP 2023 (NAICS 115, 424910, 444220; all industries); BLS OEWS May 2025 (45-2092, 45-2093, 45-2091; payroll employees only); ACS 2020–2024. CBP does not count most crop and livestock farms themselves.

What moves a Arizona farm quote

Underwriters begin with acres and land use and the dwellings and farm buildings. Then they weigh machinery values, livestock, direct sales and agritourism, custom work, hired labor, distance to fire protection, and claims history.

Keep reading: a farm year and cost factors.

Insurance oversight

The Arizona Department of Insurance and Financial Institutions licenses insurers and agents operating in Arizona. Federal crop insurance runs through USDA's Risk Management Agency and approved insurers.

Arizona market towns

Ordered by the share of households with three or more vehicles (ACS), highest first.

Farm coverage and guides

Every other Arizona community

Farms near any Arizona community can ask for a quote. Listed from smallest population to largest, with county:

Winkelman (Gila County, pop. 294) · Jerome (Yavapai County, pop. 460) · Hayden (Gila County, pop. 516) · Tusayan (Coconino County, pop. 583) · Duncan (Greenlee County, pop. 670) · Patagonia (Santa Cruz County, pop. 789) · Mammoth (Pinal County, pop. 1,133) · Fredonia (Coconino County, pop. 1,302) · Tombstone (Cochise County, pop. 1,312) · Miami (Gila County, pop. 1,532) · Huachuca City (Cochise County, pop. 1,600) · Springerville (Apache County, pop. 1,727) · Kearny (Pinal County, pop. 1,817) · Gila Bend (Maricopa County, pop. 1,854) · Quartzsite (La Paz County, pop. 2,389) · Star Valley (Gila County, pop. 2,545) · Superior (Pinal County, pop. 2,571) · Wellton (Yuma County, pop. 2,572) · Colorado City (Mohave County, pop. 2,734) · Pima (Graham County, pop. 3,036) · Willcox (Cochise County, pop. 3,202) · St. Johns (Apache County, pop. 3,362) · Parker (La Paz County, pop. 3,400) · Williams (Coconino County, pop. 3,463) · Carefree (Maricopa County, pop. 3,642) · Clifton (Greenlee County, pop. 3,780) · Pinetop-Lakeside (Navajo County, pop. 4,191) · Taylor (Navajo County, pop. 4,272) · Eagar (Apache County, pop. 4,437) · South Tucson (Pima County, pop. 4,521) · Dewey-Humboldt (Yavapai County, pop. 4,540) · Holbrook (Navajo County, pop. 4,833) · Clarkdale (Yavapai County, pop. 4,904) · Bisbee (Cochise County, pop. 4,994) · Cave Creek (Maricopa County, pop. 5,152) · Guadalupe (Maricopa County, pop. 5,217) · Benson (Cochise County, pop. 5,337) · Thatcher (Graham County, pop. 5,486) · Snowflake (Navajo County, pop. 6,670) · Litchfield Park (Maricopa County, pop. 6,884) · Youngtown (Maricopa County, pop. 6,919) · Tolleson (Maricopa County, pop. 7,173) · Globe (Gila County, pop. 7,179) · Page (Coconino County, pop. 7,320) · Wickenburg (Maricopa County, pop. 8,123) · Winslow (Navajo County, pop. 8,517) · Sedona (Yavapai County, pop. 9,819) · Safford (Graham County, pop. 10,270) · Show Low (Navajo County, pop. 12,192) · Camp Verde (Yavapai County, pop. 12,489) · Paradise Valley (Maricopa County, pop. 12,502) · Cottonwood (Yavapai County, pop. 13,124) · Chino Valley (Yavapai County, pop. 13,815) · Somerton (Yuma County, pop. 14,594) · Douglas (Cochise County, pop. 15,638) · Payson (Gila County, pop. 16,731) · Coolidge (Pinal County, pop. 18,293) · Eloy (Pinal County, pop. 18,528) · Nogales (Santa Cruz County, pop. 19,702) · Fountain Hills (Maricopa County, pop. 23,611) · Florence (Pinal County, pop. 24,291) · Kingman (Mohave County, pop. 35,334) · El Mirage (Maricopa County, pop. 35,850) · Sahuarita (Pima County, pop. 36,356) · San Luis (Yuma County, pop. 37,966) · Apache Junction (Pinal County, pop. 41,153)

Farm insurance in Arizona: common questions

What does a Arizona farm policy cover?

Typically the farmhouse, farm buildings, machinery, livestock on named perils, harvested crops and supplies, and farm liability. Growing crops are insured separately.

How many farm supply businesses serve Arizona?

Census counted 104 farm supply merchant wholesalers and 193 agricultural and forestry support businesses with employees in Arizona in 2023.

Who oversees insurance companies in Arizona?

That is the job of the Arizona Department of Insurance and Financial Institutions. Crop insurance programs are administered federally through USDA's Risk Management Agency.

Do Arizona farms need workers' comp?

Agricultural workers' comp rules are set by Arizona and can differ from rules for other employers. Check with the state workers' compensation agency.

Built from 2023 Census business patterns, May 2025 BLS farm occupation estimates, and five-year ACS housing and vehicle data.

Price a Arizona farm policy

Last updated October 15, 2026 · How we research