Jeffersonville, IN farm and ranch insurance

In Clark County, home to Jeffersonville and its roughly 52,912 residents, the Census Bureau counted 5 nursery, garden, and farm supply stores in 2023. Most farms themselves are not part of that count, which covers the businesses that serve them.

Clark County farm-related businesses

County Business Patterns 2023: all industries and NAICS 115, 424910, 444220. Farms themselves are largely outside CBP.

Average payroll per employee across Clark County was about $49,986 in 2023. Many farm households combine off-farm work in Jeffersonville with farming, which can affect how a farm policy is written.

Trucks and commutes around Jeffersonville

In Jeffersonville, 4% of households keep three or more vehicles, fewer than the Indiana share of 5%. Every one of them shares rural roads with slow-moving farm equipment.

Solo drivers account for 75% of Jeffersonville commuters; 27% reach work in under 15 minutes. Lights, slow-moving vehicle emblems, and escort vehicles on wide equipment protect both farmers and commuters.

6% of Jeffersonville households are car-free. Outside town, nearly everyone drives, and fire department response times stretch with distance, which is why insurers ask how far your buildings are from the nearest station.

The Jeffersonville housing stock

The median home in Jeffersonville was built in 1982 (Indiana: 1976). Newer homes in town contrast with older farmhouses in the countryside, which may carry very different insurance profiles.

Jeffersonville has 23,901.0 housing units, 75% of them single-family, and 28% of households rent. Hired farm workers and young families starting out often rent in town while working on nearby farms.

There are 22,196 households in Jeffersonville, and 8% of its 25,517 workers carpool while 0.2% use transit. Farms hiring seasonal help from Jeffersonville should think about how those workers will get to the field each day.

14% of Jeffersonville workers work from home (Indiana: 11%). On the farm, home and work have always been the same place, which is why a farm policy has to cover both.

American Community Survey 2020–2024 (vehicles, commuting, year built, structure type, tenure); Census 2024 population estimates.

In May 2025, BLS counted 910 crop farmworkers, 420 livestock farmworkers, and 810 equipment operators on Indiana payrolls. Seasonal crews raise both workers' comp and liability questions.

Clark County accounts for 1.8% of Indiana's employer establishments, and 48% of the county's businesses have fewer than five employees. Small, family-run businesses are the norm in towns like Jeffersonville, on and off the farm.

Seasonal checklist for Jeffersonville-area farms

• Review your farm policy before planting season.
• Clear snow from wide barn roofs.
• Clean combines daily during harvest and carry extinguishers.
• Post warnings and set rules for farm visitors.

Jeffersonville-area families with cattle or horses should review livestock coverage and farm liability.

Neighboring market towns

Businesses with employees in Indianapolis's county: 24,248. Allen County, home to Fort Wayne, counts 4 ag support businesses. Of our 25 Indiana town pages, Jeffersonville places 8th for households with three or more vehicles.

Getting ready for a Jeffersonville-area farm quote

• Livestock: Species, numbers, values
• Claims history: Any prior claims
• Help: Hired workers and payroll
• Dwellings: Age, construction, heating
• Vehicles: Trucks and trailers
• Visitors: Stands, U-pick, events

Start a farm quote near Jeffersonville

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Other Indiana towns

• Carmel
• Fishers
• Fort Wayne
• Evansville
• Hammond
• Indianapolis
• South Bend
• Bloomington

Farm insurance in Indiana · Coverage

Last updated October 15, 2026 · How we research