Medford, OR
Farm insurance in Medford, Oregon
Farmhouse, barns, equipment, and liability coverage for farms around Medford. A quote is not a binder.
In Jackson County, home to Medford and its roughly 86,301 residents, the Census Bureau counted 94 agricultural and forestry support businesses, 6 farm supply wholesalers, 18 nursery, garden, and farm supply stores in 2023. Most farms themselves are not part of that count, which covers the businesses that serve them.
Jackson County farm-related businesses
| Census CBP 2023 | Jackson County | Oregon |
|---|---|---|
| All employer establishments | 6,589 | 122,451 |
| Ag and forestry support businesses | 94 | 589 |
| Farm supply wholesalers | 6 | 181 |
| Nursery, garden, and farm supply stores | 18 | 277 |
| Establishments with 1–4 employees | 3,618 | 66,731 |
County Business Patterns 2023: all industries and NAICS 115, 424910, 444220. Farms themselves are largely outside CBP.
With 1,091 employees at 94 agricultural support businesses (Census, 2023), Jackson County has an active custom-work market. If you hire custom operators, ask for proof of their insurance.
How Medford households get around
Three-plus-vehicle households make up 5% of Medford (Oregon: 6%). Farm families should check which vehicles qualify for farm-use rating and which need commercial auto.
Solo drivers account for 73% of Medford commuters; 47% reach work in under 15 minutes. Lights, slow-moving vehicle emblems, and escort vehicles on wide equipment protect both farmers and commuters.
Only 7% of Medford households have no vehicle. Distance defines rural life, including the time it takes a volunteer fire department to reach a farmstead, a factor insurers weigh for every farm policy.
The Medford housing stock
The median home in Medford was built in 1984 (Oregon: 1981). Newer homes in town contrast with older farmhouses in the countryside, which may carry very different insurance profiles.
Medford has 36,630.0 housing units, 68% of them single-family, and 44% of households rent. Hired farm workers and young families starting out often rent in town while working on nearby farms.
With 38,983 employed residents across 34,813 households, Medford is a sizable labor market for nearby farms; 47% of them have commutes under 15 minutes. Hired help and custom operators from town are covered differently than family members, so list everyone who works on the farm.
11% of Medford workers work from home (Oregon: 19%). On the farm, home and work have always been the same place, which is why a farm policy has to cover both.
Town data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates.
Oregon's payroll crop farmworkers earned a median $34,070 in May 2025 (BLS), and agricultural equipment operators $44,150. Hiring help brings Oregon's agricultural workers' comp rules into play.
With 5.4% of Oregon's businesses with employees (55% of them with one to four workers), Jackson County is a smaller rural economy within the state. Farms near Medford trade with these businesses every week.
Practical farm habits around Medford
- Review your farm policy before planting season.
- Keep heaters away from bedding and straw.
- Walk road-side fences after storms.
- Post warnings and set rules for farm visitors.
A farm year, season by season walks through how risks change for farms near Medford.
Around Medford
Businesses with employees in Portland's county: 27,204. Salem (Marion County) sits in a county with 9,176 employer establishments. Of our 20 Oregon town pages, Medford places 8th for households with three or more vehicles.
Medford farm quote checklist
- Equipment: Tractors, combines, implements
- Visitors: Stands, U-pick, events
- Dwellings: Age, construction, heating
- Claims history: Any prior claims
- Vehicles: Trucks and trailers
- Livestock: Species, numbers, values
Start a farm quote near Medford
Farm families near Medford ask
Which policies do Medford-area farm families carry?
A farmowners policy for the house, buildings, equipment, livestock, and liability, plus vehicles and crop insurance. See the Oregon page.
What farm businesses operate near Medford?
County Business Patterns counted 94 agricultural and forestry support businesses, 6 farm supply wholesalers, 18 nursery, garden, and farm supply stores in Jackson County in 2023.
Are my growing crops near Medford covered by a farm policy?
Generally not. Growing crops are insured through federal crop insurance or private crop-hail policies.
Other Oregon towns
Farm insurance in Oregon · Coverage
Last updated October 15, 2026 · How we research