Hazleton, PA
Insurance for farms near Hazleton, PA
County farm business data, rural roads, and what insurers ask farms near Hazleton. A quote is not a binder.
Farm families around Hazleton (30,354 residents) shop, sell, and repair in Luzerne County. Census County Business Patterns lists 9 nursery, garden, and farm supply stores there for 2023.
The Luzerne County ag business base
| Census CBP 2023 | Luzerne County | Pennsylvania |
|---|---|---|
| All employer establishments | 7,212 | 307,065 |
| Nursery, garden, and farm supply stores | 9 | 524 |
| Establishments with 1–4 employees | 3,679 | 158,000 |
CBP 2023 establishment counts; most farms and ranches are not in this dataset.
Vehicles, roads, and the Hazleton area
In Hazleton, 2% of households keep three or more vehicles, fewer than the Pennsylvania share of 4%. Every one of them shares rural roads with slow-moving farm equipment.
Commuting data for Hazleton: 69% drive alone, 22% carpool. Harvest season puts grain trucks and commuter traffic on the same roads at the same hours.
17% of Hazleton households are car-free. Outside town, nearly everyone drives, and fire department response times stretch with distance, which is why insurers ask how far your buildings are from the nearest station.
The Hazleton housing stock
The median home in Hazleton was built in 1952 (Pennsylvania: 1965). Farmhouses around older towns often date further back, with additions, wood stoves, and mixed wiring that insurers ask about.
Of Hazleton's 12,567.0 homes, 11% are in buildings with five or more units and 49% of households rent. Town housing matters to farms because it is where seasonal and hired help usually live.
With 13,205 employed residents across 11,599 households, Hazleton is a modest labor market for nearby farms; 35% of them have commutes under 15 minutes. Hired help and custom operators from town are covered differently than family members, so list everyone who works on the farm.
Remote work accounts for 3% of Hazleton's workforce (state: 16%). Farm families running a side business from the farmhouse, such as bookkeeping or an online shop, should mention it to their agent.
American Community Survey 2020–2024 (vehicles, commuting, year built, structure type, tenure); Census 2024 population estimates.
Pennsylvania's payroll crop farmworkers earned a median $37,010 in May 2025 (BLS), and agricultural equipment operators $47,100. Hiring help brings Pennsylvania's agricultural workers' comp rules into play.
51% of Luzerne County's employer establishments are micro-businesses. The county holds 2.3% of the state's employers. Farm stands and on-farm shops near Hazleton join that small-business economy, with product and premises liability to match.
Loss prevention near Hazleton
- Clean combines daily during harvest and carry extinguishers.
- Lock fuel tanks and record equipment serial numbers.
- Keep heaters away from bedding and straw.
- Review your farm policy before planting season.
A farm year, season by season walks through how risks change for farms near Hazleton.
Hazleton and nearby towns
Businesses with employees in Philadelphia's county: 29,460. Allegheny County, home to Pittsburgh, counts 6 ag support businesses. Nearby Wilkes-Barre has a median home built in 1943. By share of three-vehicle households, Hazleton ranks 22nd of 30 Pennsylvania towns on this site.
What insurers ask farms near Hazleton
- Buildings: Barns, sheds, bins, with values
- Visitors: Stands, U-pick, events
- Acres: Owned and rented, and their uses
- Claims history: Any prior claims
- Vehicles: Trucks and trailers
- Help: Hired workers and payroll
Start a farm quote near Hazleton
Hazleton farm insurance FAQ
Which policies do Hazleton-area farm families carry?
A farm and ranch policy, vehicle coverage, crop insurance for growing crops, and often an umbrella.
How many farm supply businesses are in Luzerne County?
County Business Patterns counted 9 nursery, garden, and farm supply stores in Luzerne County in 2023.
Are my growing crops near Hazleton covered by a farm policy?
Generally not. Growing crops are insured through federal crop insurance or private crop-hail policies.
Farm pages near Hazleton
Farm insurance in Pennsylvania · Coverage
Last updated October 15, 2026 · How we research