Farm insurance in Williamsport, Pennsylvania

Williamsport is a market town of about 27,628 people in Lycoming County, where the 2023 Census business count found 6 nursery, garden, and farm supply stores. Those are the businesses farm families rely on for seed, feed, fuel, parts, and custom work.

Farm economy around Williamsport

CBP 2023 establishment counts; most farms and ranches are not in this dataset.

Lycoming County's employer establishments paid about $50,539 per employee in 2023 (Census). Off-farm jobs in town are a key income source for many farm families, and they shape who is home to tend livestock during the day.

How Williamsport households get around

In Williamsport, 3% of households keep three or more vehicles, fewer than the Pennsylvania share of 4%. Every one of them shares rural roads with slow-moving farm equipment.

64% of Williamsport workers drive alone to work, and 5% commute 45 minutes or more. Long drives on two-lane roads raise the odds of meeting a tractor or combine at dusk.

21% of Williamsport households are car-free. Outside town, nearly everyone drives, and fire department response times stretch with distance, which is why insurers ask how far your buildings are from the nearest station.

Williamsport housing

The median home in Williamsport was built in 1938 (Pennsylvania: 1965). Farmhouses around older towns often date further back, with additions, wood stoves, and mixed wiring that insurers ask about.

Single-family homes make up 59% of Williamsport's 13,107.0 housing units. Renters head 57% of households. A second dwelling on the farm for a parent or hired hand should be listed on your farm policy.

There are 11,320 households in Williamsport, and 10% of its 12,365 workers carpool while 4.5% use transit. Farms hiring seasonal help from Williamsport should think about how those workers will get to the field each day.

12% of Williamsport workers work from home (Pennsylvania: 16%). On the farm, home and work have always been the same place, which is why a farm policy has to cover both.

Town data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates.

Pennsylvania's payroll crop farmworkers earned a median $37,010 in May 2025 (BLS), and agricultural equipment operators $47,100. Hiring help brings Pennsylvania's agricultural workers' comp rules into play.

Lycoming County accounts for 0.9% of Pennsylvania's employer establishments, and 47% of the county's businesses have fewer than five employees. Small, family-run businesses are the norm in towns like Williamsport, on and off the farm.

Seasonal checklist for Williamsport-area farms

• Clear snow from wide barn roofs.
• Walk road-side fences after storms.
• Keep heaters away from bedding and straw.
• Post warnings and set rules for farm visitors.

Farms near Williamsport with a stand or U-pick should read agritourism and farm stands.

Around Williamsport

Businesses with employees in Philadelphia's county: 29,460. Allegheny County, home to Pittsburgh, counts 6 ag support businesses. By share of three-vehicle households, Williamsport ranks 9th of 30 Pennsylvania towns on this site.

What insurers ask farms near Williamsport

• Livestock: Species, numbers, values
• Claims history: Any prior claims
• Dwellings: Age, construction, heating
• Visitors: Stands, U-pick, events
• Equipment: Tractors, combines, implements
• Vehicles: Trucks and trailers

Start a farm quote near Williamsport

Farm families near Williamsport ask

Farm pages near Williamsport

• Scranton
• Bethlehem
• Allentown
• Lancaster
• Reading
• Erie
• Philadelphia
• Pittsburgh

Farm insurance in Pennsylvania · Coverage

Last updated October 15, 2026 · How we research