Amarillo, TX
Insurance for farms near Amarillo, TX
County farm business data, rural roads, and what insurers ask farms near Amarillo. A quote is not a binder.
In Randall County, home to Amarillo and its roughly 203,729 residents, the Census Bureau counted 12 agricultural and forestry support businesses, 3 farm supply wholesalers, 8 nursery, garden, and farm supply stores in 2023. Most farms themselves are not part of that count, which covers the businesses that serve them.
What supports farms near Amarillo
| Census CBP 2023 | Randall County | Texas |
|---|---|---|
| All employer establishments | 2,917 | 670,878 |
| Ag and forestry support businesses | 12 | 716 |
| Farm supply wholesalers | 3 | 564 |
| Nursery, garden, and farm supply stores | 8 | 1,107 |
| Establishments with 1–4 employees | 1,573 | 359,600 |
CBP 2023 establishment counts; most farms and ranches are not in this dataset.
Support activities for agriculture in Randall County counted 12 establishments and 44 employees in 2023. Farm families who do custom work themselves should tell their insurer, because some policies limit it.
How Amarillo households get around
Three-plus-vehicle households make up 4% of Amarillo (Texas: 5%). Farm families should check which vehicles qualify for farm-use rating and which need commercial auto.
Commuting data for Amarillo: 77% drive alone, 13% carpool. Harvest season puts grain trucks and commuter traffic on the same roads at the same hours.
6% of Amarillo households are car-free. Outside town, nearly everyone drives, and fire department response times stretch with distance, which is why insurers ask how far your buildings are from the nearest station.
Amarillo housing
The median home in Amarillo was built in 1973 (Texas: 1992). Farmhouses around older towns often date further back, with additions, wood stoves, and mixed wiring that insurers ask about.
Single-family homes make up 74% of Amarillo's 89,188.0 housing units. Renters head 40% of households. A second dwelling on the farm for a parent or hired hand should be listed on your farm policy.
There are 79,741 households in Amarillo, and 13% of its 97,788 workers carpool while 0.6% use transit. Farms hiring seasonal help from Amarillo should think about how those workers will get to the field each day.
7% of Amarillo workers work from home (Texas: 14%). On the farm, home and work have always been the same place, which is why a farm policy has to cover both.
Town data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates.
BLS estimates 4,290 crop, nursery, and greenhouse farmworkers on Texas payrolls, with a median wage of $32,840; livestock farmworkers number 3,750 at a median $33,920 (May 2025). Owners and family members are not counted.
Randall County accounts for 0.4% of Texas's employer establishments, and 54% of the county's businesses have fewer than five employees. Small, family-run businesses are the norm in towns like Amarillo, on and off the farm.
Loss prevention near Amarillo
- Review your farm policy before planting season.
- Walk road-side fences after storms.
- Lock fuel tanks and record equipment serial numbers.
- Clean combines daily during harvest and carry extinguishers.
Amarillo-area families with cattle or horses should review livestock coverage and farm liability.
Neighboring market towns
Harris County, home to Houston, counts 30 ag support businesses. Bexar County, home to San Antonio, counts 11 ag support businesses. By share of three-vehicle households, Amarillo ranks 19th of 30 Texas towns on this site.
Amarillo farm quote checklist
- Equipment: Tractors, combines, implements
- Livestock: Species, numbers, values
- Dwellings: Age, construction, heating
- Visitors: Stands, U-pick, events
- Vehicles: Trucks and trailers
- Buildings: Barns, sheds, bins, with values
Start a farm quote near Amarillo
Amarillo farm insurance FAQ
Which policies do Amarillo-area farm families carry?
A farmowners policy for the house, buildings, equipment, livestock, and liability, plus vehicles and crop insurance. See the Texas page.
What farm businesses operate near Amarillo?
County Business Patterns counted 12 agricultural and forestry support businesses, 3 farm supply wholesalers, 8 nursery, garden, and farm supply stores in Randall County in 2023.
Are my growing crops near Amarillo covered by a farm policy?
Generally not. Growing crops are insured through federal crop insurance or private crop-hail policies.
Other Texas towns
Farm insurance in Texas · Coverage
Last updated October 15, 2026 · How we research